Start with household setup, then move through strategy, decisions, simulation, memo, and data in that order.
Strategy is the home screen. Use Decisions for tradeoffs, Simulator for stress tests, Memo for the advisor brief, and Data for source-of-truth maintenance.
Quick presets first, detailed controls second. Every result below is shown as a delta versus the recommended baseline path.
Primary advantage: The plan can support a balanced allocation because Social Security and later-income floors reduce long-run withdrawal pressure.
Dominant risk: Higher ongoing carrying costs keep more fixed spending in the plan.
Narrative: This path supports about $122,400 of annual spending, with 11% modeled success and 67% stress resilience.
CPI inflation is 4.6%, above the 3.5% threshold.